Kenya's Most Complete Payment Integration

Let Customers Pay
However They Want

M-Pesa, Airtel Money, Visa, Mastercard, PayPal — all connected to your website.
We set it up in days. You collect payments the same day it goes live.

M-Pesa
Airtel Money
Visa
Mastercard
PayPal
Stripe
95% Kenyans use M-Pesa
3 days Average setup time
KES 1 Live demo — try it now
6+ Payment methods supported

M-Pesa Integration

Simple, Local, Reliable — Let customers pay you instantly from their phones. We connect your website or app to Safaricom's Daraja API, Paybill/Till, or ready-made plugins.

Why M-Pesa?

  • 95% of Kenyans use M-Pesa
  • Instant payments — No waiting
  • No card required — Just a phone
  • Automatic confirmation — Updates your system instantly
Live Demo

Try M-Pesa Payment Live

Two ways to pay with M-Pesa — both powered by Safaricom. Enter any amount from KES 1 to KES 10000.

+254

07xx or 01xx number — no country code needed

Amount

M-Pesa PIN prompt appears on your phone in seconds

Powered by Safaricom. No data stored.

Integration Packages

Basic Setup

KES 15,000

One-time setup fee

  • Daraja API Integration
  • STK Push Implementation
  • Sandbox & Production Testing
  • Custom Dashboard
Learn More
MOST POPULAR

Standard

KES 25,000

One-time setup fee

  • Everything in Basic, plus:
  • Payment Dashboard
  • Transaction History & Reports
  • Multiple Methods (STK, Paybill, Till)
  • 30 Days Free Support
Get Quote on WhatsApp

Enterprise

Custom

Contact for pricing

  • Everything in Standard, plus:
  • Advanced Analytics & Insights
  • Multi-Location Support
  • Dedicated Account Manager
  • 24/7 Priority Support
Talk to Us

Note: Safaricom charges transaction fees (typically 1–2% depending on volume), separate from our integration fees.

Mandatory Since 2024

Tax Compliance Automation

KRA now requires businesses to be eTIMS compliant. We connect your systems — payments, invoices, payroll — and automate your tax obligations so you never miss a deadline or pay a penalty.

Kenya Revenue Authority Logo

Kenya Revenue Authority

eTIMS Is Now Mandatory — Are You Compliant?

KRA introduced penalties for non-compliant businesses. Every VAT-registered business must issue eTIMS-approved tax invoices for every transaction. We handle the technical integration so you stay on the right side of KRA.

Check My Compliance

What We Automate For You

From tax invoices to PAYE filings — we connect your systems to KRA automatically.

eTIMS Integration

Auto-generate KRA-compliant tax invoices every time a payment is received. Connects to M-Pesa, POS, or your website checkout.

VAT Automation

Automatically calculate and record VAT on every transaction. Pre-fill your monthly VAT returns — no manual spreadsheets, no errors.

PAYE & Payroll

Auto-calculate employee PAYE, NHIF, NSSF, and Housing Levy deductions. Generate payslips and pre-fill iTax returns every month.

Smart Invoicing

Send professional invoices that are automatically registered with KRA's eTIMS system. Track payments and auto-follow up on overdue bills.

Tax Dashboard

One dashboard showing your tax obligations, upcoming KRA deadlines, and real-time compliance status across all your branches.

Deadline Alerts

Automated reminders before VAT, PAYE, and iTax filing deadlines. Never pay a penalty for a late filing again.

How It Works

Three steps from zero to fully KRA compliant

1

Connect Your Systems

We link your M-Pesa, POS, or website to KRA eTIMS. One-time setup — we handle everything technical.

2

Automate Compliance

Every payment triggers an automatic KRA-compliant receipt. VAT, invoices, and PAYE handled in real time.

3

File & Stay Compliant

Get notified before deadlines, review auto-filled returns, and submit to KRA with one click. Zero penalties.

Tax Automation Packages

eTIMS Basic

KES 12,000

One-time setup fee

  • eTIMS Integration
  • Auto Tax Invoice Generation
  • KRA Compliance Testing
  • Payroll / PAYE Module
Get Started
MOST POPULAR

Tax Standard

KES 22,000

One-time setup fee

  • Everything in Basic, plus:
  • VAT Auto-Calculation
  • PAYE & Payroll Module
  • Tax Dashboard
  • 30 Days Free Support
Get Quote on WhatsApp

Full Compliance

Custom

Contact for pricing

  • Everything in Standard, plus:
  • Multi-Branch Support
  • Withholding Tax Automation
  • Dedicated Account Manager
  • 24/7 Priority Support
Talk to Us

Note: KRA fees are separate from our integration fees. We'll advise on all costs upfront — no surprises.

Accept International Payments

Integrate with international payment gateways to accept payments from customers abroad.

Stripe

Credit & Debit Cards (Visa, Mastercard, Amex)

Learn More

PayPal

PayPal Payments from 200+ countries

Learn More

Visa / Mastercard

Direct card processing

Learn More

Why Add International Payments?

Reach Global Customers

Sell to customers in 200+ countries worldwide

Multiple Currencies

Accept USD, EUR, GBP, and more

Secure Processing

PCI DSS compliant, bank-grade security

Need M-Pesa + international payments together? Let's discuss

More Payment Channels

Every Kenyan business is different. We support all the major channels so no customer is left out.

Airtel

Airtel Money Integration

Don't miss Kenya's millions of Airtel users. We integrate Airtel Money alongside M-Pesa so every customer can pay.

USSD-based transactions Wallet-to-wallet transfers Full transaction reporting
Get Airtel Integration

Payment Links

Generate a link. Send to customer. They pay. No website needed.

Inquire

QR Code Payments

Print & display. Customers scan and pay instantly — no app required.

Inquire

Recurring Payments

Automatically collect rent, subscriptions, and membership fees monthly.

Inquire

Frequently Asked Questions

Everything you need to know — grouped by topic.

M-Pesa Integration

Do I need a Safaricom business account?

Yes, you need either: (1) A Paybill business account with Safaricom, or (2) Apply for Daraja API access at developer.safaricom.co.ke. We guide you through both processes and handle all the technical setup.

How long does integration take?

Typical timeline: 3–5 business days from when you provide API credentials. This includes development, testing in sandbox, and production deployment.

What happens if a payment fails?

Our system automatically handles retries and sends you notifications. Customers receive failed payment alerts from M-Pesa and can retry. You're notified immediately in your dashboard.

Can I use STK Push on my website?

Yes! STK Push works on websites accessed from mobile phones. When on desktop, we can show a Paybill number or QR code as an alternative payment method instead.

What are Safaricom's transaction fees?

Safaricom charges 1–2% per transaction depending on volume. You negotiate these rates directly with Safaricom. Our integration fees are separate and one-time only.

Can I refund customers through M-Pesa?

Yes. We provide a refund management system where you can initiate B2C payments to refund customers directly to their M-Pesa account — all from your dashboard.

Tax & eTIMS Compliance

Is my business required to be eTIMS compliant?

If your business is VAT-registered, eTIMS compliance is mandatory as of 2024. KRA requires all VAT-registered businesses to issue eTIMS-approved tax invoices for every transaction. Non-VAT businesses are encouraged to comply voluntarily.

What penalties does KRA charge for non-compliance?

KRA can impose fines and disallow input VAT claims for non-compliant businesses. Penalties vary, but the risk of disallowed VAT claims alone can cost businesses significantly more than the cost of compliance. We help you get compliant before any issues arise.

Can you connect eTIMS to my existing POS or accounting software?

Yes. We integrate eTIMS with most popular Kenyan POS systems, accounting tools (QuickBooks, Sage, Wave), and custom-built software. If your system has an API, we can connect it. Contact us with your current setup and we'll advise.

Do you handle the KRA registration process?

We guide you through the full registration process on the KRA eTIMS portal and assist with onboarding. The actual KRA registration requires your business credentials (PIN, VAT certificate), but we handle all the technical integration once you're registered.

How long does eTIMS setup take?

Technical integration typically takes 3–7 business days after KRA registration is confirmed. The KRA portal registration itself may take 1–2 weeks depending on KRA's processing times. We'll give you a clear timeline upfront.

International Payments

Can a Kenyan business accept payments from abroad?

Yes. Through Stripe or PayPal, you can accept payments from customers in 200+ countries using credit cards, debit cards, or PayPal balances. Funds are then transferred to your local bank account or M-Pesa.

Is Stripe available in Kenya?

Stripe is available to Kenyan businesses registered as legal entities. The setup process requires business documentation. We handle the technical integration once your Stripe account is approved — which we also help you apply for.

Which currencies do you support?

Through our international gateway integrations, you can accept USD, EUR, GBP, and 130+ other currencies. Currency conversion rates are handled by the payment gateway (Stripe or PayPal) at the time of transaction.

What are the fees for international transactions?

Stripe typically charges 2.9% + $0.30 per successful card transaction, with additional fees for international cards. PayPal fees vary by plan and transaction volume. These are gateway fees — our integration fee is a separate one-time cost. We'll detail all costs before you commit.

General & Multi-Channel

Can I accept M-Pesa and card payments on the same website?

Absolutely — that's our specialty. We build unified checkout flows where your customers can choose their preferred payment method: M-Pesa STK Push, Airtel Money, Visa, Mastercard, or PayPal — all in one place, all updating the same order system.

I don't have a website yet — can I still use payment links?

Yes. Payment links work without a website. You generate a unique payment link and share it via WhatsApp, SMS, or email. Your customer clicks it, pays, and you get notified instantly. It's the fastest way to start accepting digital payments.

Is my customers' data secure?

Yes. All transactions go through encrypted, certified payment APIs (Safaricom Daraja, Stripe, PayPal). No card numbers or sensitive data ever touch our servers. We comply with PCI DSS standards and Safaricom's data security requirements.

Do you provide a dashboard to track all payment methods?

Yes, on our Standard and Enterprise packages. You get a unified dashboard showing M-Pesa, Airtel, and card transactions in one view — with filters, export, and real-time status. No more checking multiple apps.

How do recurring / subscription payments work?

We set up automated billing that charges your customers on a schedule you define — weekly, monthly, or annually. For M-Pesa, this uses standing instructions or automated STK Push. For cards, it uses Stripe's subscription engine. Customers are notified before each charge and you receive instant confirmation.

Ready to Accept Payments & Stay Compliant?

Start accepting instant payments from your customers today. M-Pesa, international cards, tax automation — all in one place. Faster, simpler, and fully compliant.

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